Category Archives: Financing

Reverse Mortgage

Reverse Mortgage Loan – A to Z

What is a Reverse Mortgage? What is a Reverse Mortgage Loan? How does Reverse Mortgage work? What are the Pros & Cons of a reverse mortgage loan and is it right for you now or in the future? The right answers to these questions will be discussed in this video. Subscribe to our channel for…

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Can I buy a house with bad credit

Can I Buy a House With Bad Credit?

Can I Buy a House With Bad Credit? In this article, we’re going to review the Importance of Credit to Home Loans and answer the question: Can I Buy a House With Bad Credit? If you’ve ever asked, “Can I buy a house with bad credit,” you should know that your credit score is a…

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How Much Can I Really Afford?

How Much Home Can I Really Afford?

How much home you can afford really depends on how much cash you have to use as a down payment, as well as how much of a monthly payment you feel comfortable with. And of course, how much a mortgage lender will loan you. Obviously the larger the down payment you can afford, the less…

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Why Aren't My Offers Being Accepted?

Why Aren’t My Offers Being Accepted?

If you have been making offers on homes and keep getting them rejected there may be a number of reasons why. It is true that many sellers are desperate to sell their homes right now, however many have already been in contract with other buyers already who have fallen out for one reason or another…

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Do I Keep My Deposit Safe?

How To Keep Your Deposit Safe

There is no doubt that buying a home in the current market offers many incredible deals. However real estate transactions can fall apart for many reasons, some of which are completely out of your control so it is critical that you make sure that any deposit you make is safe just in case you need…

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Are Home Warranties Worth The Money?

Are Home Warranties Worth The Money?

There are not many brand new homes on the market today that come with warranties. So those who are busy house hunting today may well be wise to consider getting a home warranty of their own to help deal with potential repair issues later. After all buying a home is a big but well worth…

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Shorts Sales And Foreclosures For Sale

Are Short Sales & Foreclosures Really Smart To Buy?

Those who are currently underwater on their mortgages and who have lost their homes over the last couple have years have been a rough ride. However, for those searching for homes to buy today, short sales and foreclosures can present great deals. Short sales are homes which are being sold for less than the amount…

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How to Negotiate the Best Price on a House

How To Negotiate The Best Deal On A New Home

There is a certain amount of skill and technique involved in successfully negotiating great real estate deals regardless of whether it is for buying your first home or your 100th. However it does not have to be as complicated as rocket science and with the tips below you should find it much easier to get…

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San Diego County Homebuyers - SDCHB, LLC

How To Avoid Surprises At Closing Time

Buying your own home can be a dream come true and one of the best investments you can make. However getting surprised at the closing table by having to bring more cash than you expected or ending up with a higher interest rate on your home loan and larger monthly payments can definitely ruin your…

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Tips For Getting Pre-Qualified For A Mortgage Loan

Tips For Getting Pre-Qualified For A Mortgage Loan

Most homeowners and sellers these days will not even show you their homes unless you have a pre-approval letter from a mortgage lender. Otherwise they face wasting hours of their time showing their properties to people who cannot even qualify for them. Getting a pre-approval for a mortgage is actually quite easy, and it is…

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